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Instant Download Insurance Licensing : NY-Life-Accident-and-Health Questions & Answers as PDF & Test Engine
- Exam Code: NY-Life-Accident-and-Health
- Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55
- Updated: Oct 05, 2026
- No. of Questions: 122 Questions and Answers
- Download Limit: Unlimited
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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Accident and Health Insurance | - Policy features and provisions
|
| Insurance Fundamentals | - Principles of insurance and risk management
|
| State Regulations (New York) | - Ethics and compliance
|
Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:
An annuity product linked to a market-related rate of return is called
- A. a fixed annuity.
- B. a tax-sheltered annuity.
- C. a deferred annuity.
- D. an indexed annuity.
Correct Answer: D 🗳️
Explanation: Only visible for Lead2Passed members. You can sign-up / login (it's free).
An annuitant dies during the accumulation period. What happens to the cash value in the annuity?
- A. The cash value is paid into the estate.
- B. The cash value is paid to the IRS.
- C. The cash value is paid to the beneficiary.
- D. The company keeps the cash value.
Correct Answer: C 🗳️
Some states have laws ensuring that health insurance coverages are available at a reasonable cost and under reasonable conditions for small employers. Small employers are defined as having no more than
- A. 100 employees.
- B. 150 employees.
- C. 200 employees.
- D. 75 employees.
Correct Answer: A 🗳️
Explanation: Only visible for Lead2Passed members. You can sign-up / login (it's free).
The limitation expressed in limited payment policies is a limit on the number of annual premiums or the
- A. age beyond which premiums will no longer be required.
- B. minimum interest rate on policy cash values.
- C. maximum amount available for loan purposes.
- D. maximum amount of benefits payable.
Correct Answer: A 🗳️
Explanation: Only visible for Lead2Passed members. You can sign-up / login (it's free).
What period of time can a life insurance application be backdated?
- A. 6 months
- B. 3 months
- C. 2 weeks
- D. 1 year
Correct Answer: A 🗳️
Explanation: Only visible for Lead2Passed members. You can sign-up / login (it's free).
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