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Instant Download Insurance Licensing : Ok-Life-Accident-and-Health-or-Sickness-Producer Questions & Answers as PDF & Test Engine

Ok-Life-Accident-and-Health-or-Sickness-Producer
  • Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer
  • Exam Name: Oklahoma Life, Accident, and Health or Sickness Producer Exam
  • Updated: Sep 08, 2026
  • No. of Questions: 157 Questions and Answers
  • Download Limit: Unlimited
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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

SectionWeightObjectives
Oklahoma State-Specific Knowledge28%- Oklahoma Insurance Statutes and Rules
  • 1. Oklahoma Administrative Code provisions
  • 2. Title 36 Oklahoma Statutes
- Consumer Protection and Ethics
  • 1. Privacy and disclosure requirements
  • 2. Unfair claims practices
- State Licensing and Renewal
  • 1. Residency requirements
  • 2. Continuing education rules
- Policy Provisions Required in Oklahoma
  • 1. Reinstatement and replacement rules
  • 2. Grace periods, free look, incontestability
General Insurance Knowledge72%- Health and Accident Insurance Basics
  • 1. Accident and sickness coverage
  • 2. Health insurance policies
  • 3. Disability income insurance
- Life Insurance Basics
  • 1. Underwriting and issue
  • 2. Types of life policies
  • 3. Policy provisions and riders
- Insurance Regulation
  • 1. Federal and state laws
  • 2. Licensing requirements
  • 3. Unfair trade practices
- Annuities
  • 1. Types of annuities
  • 2. Features and taxation

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

A licensee who has a change of address must notify the Insurance Commissioner within

  • A. 90 days.
  • B. 30 days.
  • C. 60 days.
  • D. 120 days.
Answer: B

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An insured individual who just turned 67 years old is still working and is a member of the group health insurance plan provided by his employer, which has 18 insured employees. In this case, Medicare will MOST likely

  • A. act as the primary insurer and pay claims up to the limit of the policy.
  • B. not cover any claims to protect against overinsurance.
  • C. require the individual to cancel his group insurance.
  • D. act as a secondary insurer and pay claims not completely covered by the group health insurance.
Answer: D

Explanation: Only visible for Lead2Passed members. You can sign-up / login (it's free).

Under the Standard Nonforfeiture Law, any cash value accumulation MUST be made available to the policyowner if the policyowner

  • A. becomes disabled.
  • B. stops paying the premium.
  • C. is not notified within 60 days of the contractual changes.
  • D. files for bankruptcy.
Answer: B

Explanation: Only visible for Lead2Passed members. You can sign-up / login (it's free).

A whole life policy payment period is related to an annual premium in which of the following ways?

  • A. The shorter the payment period, the lower the annual premium.
  • B. The longer the payment period, the higher the annual premium.
  • C. The shorter the payment period, the higher the annual premium.
  • D. The payment period is not related to the annual premium.
Answer: C

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An insured receives a notice from the insurer that the policy has been cancelled in the middle of the term.
Which of the following policies did the insured MOST likely have?

  • A. Term.
  • B. Optionally renewable.
  • C. Conditionally renewable.
  • D. Cancelable.
Answer: D

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