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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. When insuring a mortgage where there are intervening liens that prevent the lender from holding first lien priority, such other liens may be

A) subrogated to the lien of the insured mortgage.
B) restricted to the lien of the subject mortgage.
C) waived to the lien of the subject mortgage.
D) subordinated to the lien of the subject mortgage.

2. A real estate interest that passes at death by operation of law to the surviving title holder is known as

A) joint tenancy.
B) tenancy in common.
C) fee simple estate.
D) real estate contract interest.

3. A chain of title is best described as

A) an opinion of title provided by an attorney.
B) a grantor/grantee index.
C) a series of conveyances of public record.
D) an historical record of liens on the property.

4. To satisfy a mortgage of record, which of the following must be filed?

A) a certified copy of original mortgage
B) a mortgage satisfaction
C) an original note
D) a payoff statement

5. Who of the following CANNOT be covered by a Closing Protection Letter?

A) Escrow agent.
B) Purchaser/buyer.
C) Lender.
D) Seller.

Solutions: