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Maryland Insurance Administration Life-Producer Exam Syllabus Topics:

Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) Sample Questions:

1. In general practice, can the Maryland Insurance Administration inspect the business records of an insurance company or agency?

A) Yes, because all company and agency records are public domain
B) Yes, because of the powers defined by state laws
C) No, because only an officer of the court can inspect these records
D) No, because of privacy considerations

2. To determine whether unfair trade practices have been violated, who has the power to examine an insurer's books and records?

A) The Maryland Insurance Administration
B) The Federal Deposit Insurance Corporation
C) The National Association of Insurance Commissioners
D) The Maryland Property & Casualty Insurance Guaranty Corporation (PCIGC)

3. The free-look period provided in a life insurance policy is usually:

A) 60 days
B) 10 days
C) 31 days
D) 45 days

4. Which one of the following causes of death typically would be included under an accidental death rider attached to a life insurance policy?

A) Automobile accidents resulting from the insured's negligence
B) Intentionally self-inflicted injuries
C) War or acts of war
D) Illness or disease

5. The free-look period provided in a life insurance policy is usually:

A) 60 days
B) 10 days
C) 31 days
D) 45 days

Solutions: